California Insurance Code section 533 provides that an insurer is not liable for a loss caused by the willful act of an insured. This is consistent with California’s public policy of denying coverage for intentional acts of wrongdoing. However, when there is more than one insured, this policy can lead to inequitable results. Case in point is the situation presented in Century National Insurance Company v. Garcia, 2011 Cal. LEXIS 1392 (decided February 17, 2011).
Posts Tagged ‘innocent insured’
Provision Excluding Insurance Coverage For Wrongful Acts of a Coinsured Limited By California Supreme Court
February 22nd, 2011
Comments Off
